QEF1 |
Regarding how I manage my financial resources, I usually: |
Potrich et al. (2015)Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinantes da Alfabetização Financeira: Análise da Influência de Variáveis Socioeconômicas e Demográficas. Revista Contabilidade & Finanças, 26(69), 362-377. and Potrich et al. (2016)Potrich, A. C. G., Vieira, K. M., & Mendes-Da-Silva, W. (2016). Development of a financial literacy model for university students. Management Research Review, 39(3), 356-376.. |
(1) 15.85% |
(2) 27.16% |
(3) 37.89% |
(4) 14.25% |
(5) 4.85% |
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Save part of resources but without future plans |
Save money only when possible |
Save resources partially to spend as planned |
Save and invest part of my income |
Have some kind of investment on my behalf |
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QEF2 |
About the responsibility to submit financial reports to parents and/or partners: |
Shim et al. (2009)Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009). Pathways to life success: A conceptual model of financial well-being for young adults. Journal of Applied Developmental Psychology, 30(6), 708-723., Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., Potrich et al. (2015)Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinantes da Alfabetização Financeira: Análise da Influência de Variáveis Socioeconômicas e Demográficas. Revista Contabilidade & Finanças, 26(69), 362-377., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 23.18% |
(2) 16.73% |
(3) 20.65% |
(4) 39.44% |
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I have an obligation to explain how I am using my financial resources |
I have to give some kind of explanation only when the resources spent are very high |
I have to give some kind of explanation only when I need to ask for more money |
No need to explain how I am using the financial resources |
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QEF3 |
About the dialog when deciding to buy a product for family use, I usually: |
Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., Potrich et al. (2015)Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinantes da Alfabetização Financeira: Análise da Influência de Variáveis Socioeconômicas e Demográficas. Revista Contabilidade & Finanças, 26(69), 362-377., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 54.47% |
(2) 6.45% |
(3) 5.11% |
(4) 25.30% |
(5) 8.67% |
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When prompted, I give my opinion and it is considered |
When prompted, I give my opinion and it is not considered |
When prompted, I do not give my opinion |
Even when not prompted, I give my opinion |
I do not have my opinions requested by my parents or partner |
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QEF4 |
How often do you talk to your parents about money? |
Shim et al. (2009)Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009). Pathways to life success: A conceptual model of financial well-being for young adults. Journal of Applied Developmental Psychology, 30(6), 708-723., Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., Potrich et al. (2015)Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinantes da Alfabetização Financeira: Análise da Influência de Variáveis Socioeconômicas e Demográficas. Revista Contabilidade & Finanças, 26(69), 362-377., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 23.23% |
(2) 29.79% |
(3) 26.23% |
(4) 20.75% |
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I do not usually talk |
I spontaneously talk |
I regularly talk |
I talk daily |
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QEF5 |
Which financial issue is most discussed with the family: |
Shim et al. (2009)Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009). Pathways to life success: A conceptual model of financial well-being for young adults. Journal of Applied Developmental Psychology, 30(6), 708-723., Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 11.09% |
(2) 14.14% |
(3) 29.48% |
(4) 10.43% |
(5) 34.85% |
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I do not usually talk to my parents. |
About consumerism |
About studies and career |
About investments |
On the conscious use of money |
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QEF6 |
If you have some financial knowledge, how did you get it? |
Webley and Nyhus (2006)Webley, P., & Nyhus, E. K. (2006). Parents' influence on children's future orientation and saving. Journal of Economic Psychology, 27(1), 140-164., Shim et al. (2009)Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009). Pathways to life success: A conceptual model of financial well-being for young adults. Journal of Applied Developmental Psychology, 30(6), 708-723., Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 45.38% |
(2) 8.11% |
(3) 24.73% |
(4) 2.58% |
(5) 9.09% |
(6) 5.01% |
(7) 5.11% |
Family and Relatives |
Media, TV, internet and newspapers |
Day-to-day practice |
Friends and acquaintances |
School |
I have no knowledge |
Work, specific courses |
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QEF7 |
In relation to my financial profile, I consider myself: |
Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.
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(1) 22.72% |
(2) 10.33% |
(3) 41.77% |
(4) 18.84% |
(5) 6.35% |
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A spender, I spend almost everything I get |
Conservative, I do not take the risk to earn more |
Cautious, shopping only when needed |
A saver, I avoid spending my savings |
Careless, I have no control over my expenses |
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QEF8 |
How do I decide what to do with my money? |
Webley and Nyhus (2006)Webley, P., & Nyhus, E. K. (2006). Parents' influence on children's future orientation and saving. Journal of Economic Psychology, 27(1), 140-164., Shim et al. (2009)Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009). Pathways to life success: A conceptual model of financial well-being for young adults. Journal of Applied Developmental Psychology, 30(6), 708-723., Pires et al. (2013)Pires, D., Lima, O., Dalongaro, R., Silva, P. S., & Silveira, J. (2013). Educação Financeira como Estratégia para Inclusão de Jovens na Bolsa de Valores. Encontros Científicos-Tourism & Management Studies, 3, 720-730., Potrich et al. (2015)Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinantes da Alfabetização Financeira: Análise da Influência de Variáveis Socioeconômicas e Demográficas. Revista Contabilidade & Finanças, 26(69), 362-377., and Santos et al. (2016)Santos, D. B., Mendes-Da-Silva, W., Flores, E., & Norvilitis, J. M. (2016). Predictors of credit card use and perceived financial well-being in female college students: A Brazil–United States comparative study. International Journal of Consumer Studies, 40(2), 133-142.. |
(1) 56.07% |
(2) 33.56% |
(3) 3.46% |
(4) 3.10% |
(5) 3.82% |
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Alone |
Talking to parents or partner |
Talking to other people |
My parents decide on what I should spend my money with |
I do not receive any money |
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