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Economia Aplicada

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BRESSAN, Valéria Gama Fully; BRAGA, Marcelo José  and  BRESSAN, Aureliano Angel. Análise da dominação de membros tomadores ou poupadores de recursos nas cooperativas de crédito mineiras. Econ. Apl. [online]. 2012, vol.16, n.2, pp.339-359. ISSN 1413-8050.

The aim of this study was to identify the dominance behavior in credit unions affiliated to the Sicoob-Crediminas system in Minas Gerais state, Brazil. Borrower-dominated unions are those that offer low borrowing rates and also low saving rates, while saver-dominated unions practice higher rates for savings as well as for loans. The results indicate that Sicoob-Crediminas unions are dominated by borrowing members, with better savings and loan rates, in comparison to the rates committed by the banking system.

Keywords : Credit Unions; Dominance Analysis; Economic Analysis of Credit Unions.

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